We Approve Home Loans Without Requiring Tax Returns Or W-2s. 

Who We Can Help:

Self-Employed Individuals
1099 Independent Contractors
Business Owners
W-2 Employees With Other Income
Real Estate Investors
Retired Borrowers
Free-lancers & Gig Workers
Borrowers With Liquid Assets

What We Do:

• We offer common sense mortgage solutions with flexible underwriting guidelines to maximize home loan qualifications with no tax returns required!
   
• We qualify self-Employed, 1099,Real Estate Investors & W2 borrowers with simple & flexible solutions using borrower bank statement deposits, a 1099 form, P & L Statement, liquid asset balances, or our true "stated income" products that don't require any income or employment information.
  
  
• We provide access to the best rates offered by over 70 Non-QM lenders allowing our clients to find the rate & terms they desire. Our team has funded over $700 Million In reduced document, no tax return loans and we can help you too! 

What's Next?

• Want to learn more, see what you qualify for or just compare rates?
• We are available 7 days a week and evenings too!
• No cost, no obligation. Just answers! 
• Call us now or complete our one step contact request form below.

(303) 482-5983 

For most self-employed borrowers and real estate investors there are many allowable tax deductions that provide for lower reported "net taxable earnings". While this is a tremendous benefit at "tax time", it is not always advantageous when trying to get qualified for a traditional mortgage.

However, with our "no tax return" mortgages borrowers can get the best of both! Since we don't require tax returns in our underwriting approval process you can once again maximize your home loan qualifications.  We have MANY different solutions for "income" that cover a wide range of self-employed occupations, Real Estate Investors and retirees.

•  Ideal for the Self-Employed, 1099 Workers, Business Owners, Real Estate Investors & Free Lancers
•   Loan Amounts $150,000 To $30 Million
•   FICO Scores 620+
•   Down Payment As Low As  10% 
•   Purchase, Refi & Cash Out
•   Primary, Vacation & Investment Property
•   Competitive Interest Rates & Flexible Terms To Fit Your Budget
•  Fast Efficient Approval Process With Transparent Communication 
•  No Tax Returns or W-2's Required!

John Peisner
(303) 482-5983
Jpeisner@barrettfinancial.com
NMLS # 239185