Rating
RatingJumbo Mortgage Solutions
Experienced, Knowledgeable, Trusted.
Whether you are buying your first home, moving to a new home or refinancing your existing home, our team of licensed mortgage advisors are ready to help you find the right Jumbo home loan.
🟦 Traditional Full Doc Jumbo Loans
🟦 Jumbo Self Employed - No Tax Returns Required
🟦 Jumbo No Income, No Employment, No Tax Returns
🟦 Jumbo DSCR & Real Estate Investor Loans
🟦 Low Down Payment Jumbo Loans
🟦 VA/FHA Jumbo Loans For High Loan Amounts
🟦 Hard Money Jumbo Solutions
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Self-Employed Mortgages
We qualify the self-employed, 1099 contractor & business owners by using gross income revenue. No tax returns required so don't worry about those deductions! We keep things simple with common sense underwriting and approvals.
"Stated Income Loans"
Maybe your situation calls for even less documentation? We offer a true no income, no employment, no tax return mortgage for the those with large liquid assets, real estate investors, retired borrowers or those that simply just don't want any hassle in verifying income.
Investor DSCR Loans
For real estate investors looking for a quick and easy path to approval with competitive rates we offer a true no income, no employment & no tax return DSCR loan. Simply stated, we qualify off the cash flow of the rental property Can't show a positive cash flow? No problem, we have a no ratio loan, too!
Low Down Payment Options
We offer a wide range of low down payment options for the jumbo borrower looking to purchase a home.
Benefits for pursuing a low down payment loan include increased affordability, financial flexibility & a faster path to home ownership.
Our minimum available down payment options include 5% and 10% down for jumbo loan amounts. High Balance VA & FHA loans will have solutions with zero 0-3.5% down payment in many cases.
Jumbo Cash out Refinance
If you're looking to consolidate debt, pay off a high rate obligation, or even tap into your property's equity for a renovation or new investment, we've got you covered.
Our cash-out refinance options are available for your primary residence, second home, or investment property. And we offer cash out on all our loan types. Including our "no tax return" options.
We provide fast cash-out refinances for residential, multi-family, mixed use and commercial property.
VA/FHA Jumbo Loans
It is essential to remember that VA doesn't cap your purchasing ability. Their is no official maximum VA loan amount. However, many VA lenders (those that actual lend VA Loans) place caps on what amount they will lend and/or they may require some down payment on higher loan amounts.
Your available loan amount options for an FHA/VA loan can be confusing. We recommend a quick phone call on this topic so we can confirm and present your available options.
Making Your Dream Home a Reality.
Experienced, Knowledgeable, Trusted.
Details about Our Jumbo Mortgages:
🟦 Up to $10 Million for Residential Homes & up to $100 Million for Commercial Property.
With our Jumbo Mortgages a borrower may finance up to $10,000,000 on a residential property and up to $100,000,000 for multi-family or commercial property types. The maximum loan amount can vary from state to state, and higher amounts are available with exception approvals, so please check with us direct for more details.
🟦 Qualify With Traditional Documentation Or Utilize A Non-QM Alternative Income Jumbo Mortgage.
You can qualify for a Jumbo home loan with traditional income documentation or you can utilize alternative income loan qualifiers (Non-QM Jumbo Loans) that don't require tax returns, w2's or 1099's. These low document options are great for the self-employed, real estate investors or retired borrowers. Qualify with tax returns or go lite-doc and qualify with business income, liquid assets, free lance work or simply go "stated income".
🟦 Purchase, Refinance & Cash Out
You can use a Jumbo Mortgage for a purchase, refinance, or a cash-out refinance for your primary, vacation or investment property.
🟦 Residential 1-4 Units, Condo, Multi-Family & Commercial Property.
We offer financing for single family homes, condominiums, multi-family homes, mixed-use and commercial properties. We even have jumbo mortgage options for new construction.
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To begin the mortgage process, it's crucial to have a comprehensive conversation with your loan officer to determine your specific needs.
After gaining a deep understanding of your loan options, you will receive a formal, written rate quote. Once you are entirely content with the loan terms, you can confidently proceed with the approval process. The licensed BFG team is fully prepared to assist you through these steps. Click "learn more" or "book a consultation" to initiate the process today.
When you receive pre-approval for a loan, sellers and their agents consider you a serious and trustworthy buyer. This can enhance your negotiation leverage, particularly in terms of price, as they are aware of your financial capacity to complete the purchase if they accept your offer.
In most cases, we can offer formal credit and income approval within the same or next day for your submissions. Feel free to give us a call today, and let us assist you in getting pre-approved.
Once you're under contract to purchase a property or ready to begin your refinance, we'll guide you through the final underwriting process. Your loan officer will supervise and manage the appraisal and title procedures, secure your final approval, and complete the loan process by delivering the necessary loan documents to your closing company. With the right team by your side, the entire loan process can be straightforward and hassle-free.
Rest assured, we'll ensure you reach the finish line with a successful outcome!